Gather all your ingredients.
Cut ham into small pieces. Set aside.
In a bowl add eggs, ham, milk, and cheddar cheese. Whisk eggs, ham and cheese.
In a small frying pan add small amount of oil and heat on medium.
Add a small amount of your egg mixture to the frying pan.
Dip your bread into your egg mixture coating both sides.
Place bread in the frying pan on top of eggs.
Cook for about 2 minutes.
Turn the bread over and continue to cook for 3 minutes or until eggs are not runny.
Take out of the frying pan.
Repeat with the rest of the bread you want to make.
Enjoy!